What Does Guaranteed Car Financing Mean?

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What is guaranteed financing? When you buy a car, guaranteed auto financing is financing that doesn’t require a credit check. This means car dealerships with in-house financing use your income to determine what interest rates you qualify for. For those trying to obtain car loans with bad credit, this might be a good option. Learn more about guaranteed car finance dealers and at your local authorized Land Rover retailer, then contact finance department if you have any questions!.

Does In-House Financing Help Build Credit?

If you choose a car dealer with in-house financing for your loan, regular loan payments might help increase your credit rating, since the loan payments are most likely reported to major credit bureaus. If you stick to the loan terms and continue to make on-time payments, your credit history can improve over time and poor credit can improve.

Bad Credit Loans vs. Guaranteed Financing

If you opt for a “bad credit loan” instead of guaranteed financing, you have a few options. The car buyers might make payments to the dealership instead of to the lender, having little effect on the credit score. Others are approved for loans, but have a higher APR and higher monthly payments. With guaranteed financing you need the following to qualify:

  • Income of around $1,500 to $2,000 a month before taxes
  • Proof of income
  • A down payment for 10% of the vehicle’s price
  • A personal list of references

Finance Your Vehicle at Land Rover Chandler

If you asking, “how can I get guaranteed car financing near me,” explore the finance options at Land Rover Chandler, and applying for financing online to get pre-approved in Tempe. You can also rely on your local authorized Land Rover retailer for more car buying tips to get you started! Start by learning the ins and outs of trading in a financed car.

Be sure to explore other types of insurance, like liability insurance and comprehensive insurance coverage. Of course, you’ll also want to find out if an extended warranty is right for you!

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7470 W. Orchid Lane • Chandler, AZ 85226

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Land Rover Chandler

7470 W. Orchid Lane Chandler, AZ

Phone: 855-547-7657

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Phone: 855-552-4109

7470 W. Orchid Lane Chandler, AZ

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Phone: 855-547-7657

7470 W. Orchid Lane Chandler, AZ

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Phone: 855-474-1292

7470 W. Orchid Lane Chandler, AZ
33.3235347 -111.9711539
Land Rover Chandler 33.3235347, -111.9711539.